After getting into a car accident, the other person involved might file a lawsuit. While the process can be emotionally challenging, knowing your options and following the proper steps is vital.
These recommendations below should be followed if you are suspected of causing an automobile accident or have gotten a summons in connection with one. You must learn more to get the best help.
Call your auto insurance provider Immediately.
Even if there was scarcely any damage at all, you should get in touch with your insurance company as soon as you learn that someone else has filed a claim after an automobile accident. If you do not, your auto insurance company may use it as a reason not to defend and compensate you.
You have the right to a free defense. Every driver in Atlanta has access to a free attorney through their auto insurance policy in the case of a lawsuit. But you might want legal counsel from a qualified personal injury lawyer.
You will be reimbursed for any losses or damages by your insurance company.
All drivers in Atlanta are required by law to have the following minimum levels of coverage for their auto insurance:
- Property damage liability insurance of $25,000 per incident
- bodily injury insurance of $25,000 per person and $50,000 per auto collision
Your auto insurance company will compensate you up to the policy limits. To indemnify someone is to make up for loss or harm; to offer assurance for monetary compensation to the person in the event of a specific loss experienced by the person.
Under the “duty to defend,” the insurance company will pay for your legal representation if you have a minimum limit of $25,000 and will be protected up to the maximum. After your insurance provider has paid out, $15,000 of the judgment will be recorded against you if the jury awards $65,000 and you have a $50,000 coverage.
Once more, if you are facing automobile accident claims, you may decide to enlist the help of a knowledgeable car accident attorney.
Find Out Why You Are Being Sued
If you are being sued for causing an automobile accident or there is a claim against you, be sure to ask your insurance provider the following questions:
What Harm is Said to Have Occurred?
- How much money did you spend on medical expenses overall?
- How much does the insurance provider estimate the case to be worth?
- Has your insurance provider presented any proposals?
- Once you have this knowledge, speak with your auto accident attorney.